Refinance With Your VA Benefit. Wipe Out Debt.

Veterans and active-duty service members can lower their mortgage payment, cash out equity, and consolidate high-interest credit cards, personal loans, and medical bills into one lower payment — backed by the loan you earned.

CHECK MY ELIGIBILITY HOW IT WORKS

No obligation. Takes 60 seconds. Won't affect your credit.

Down Payment Options

100%

Cash-Out Available

5.0★

Rated by Veterans

24hr

Fast Pre-Approval

★ THE VETERAN ADVANTAGE ★

Benefits earned. Benefits used.

Your service unlocks refinance options civilian borrowers simply can't get.

★

Lower Your Monthly Payment

Take advantage of your VA benefit to reduce your rate and free up cash every month.

★

Consolidate Unsecured Debt

Roll credit cards, personal loans, and medical bills into one lower mortgage payment.

★

Cash Out Home Equity

Access up to 100% of your home's value for renovations, savings, or family needs.

★

No PMI. No Surprises.

VA loans skip private mortgage insurance and have limited closing costs.

★ HOW IT WORKS ★

Three steps to refinance.

Submit your info

Fill out the secure form. 60 seconds.

Talk to a VA specialist

A licensed loan officer reviews your goals.

Close and save

Sign and start saving — often within 30 days.

★ GET YOUR QUOTE ★

See what your VA benefit can do.

Tell us a little about your home and debts. A licensed VA loan specialist will reach out with your personalized options — free, with no obligation.

★Licensed in all 50 states
★BBB accredited
★Veteran-owned team
★Your info is encrypted and never sold

★ CONTACT INFORMATION

First nameLast nameEmailPhoneStreet addressCity

StateZIP

★ MILITARY SERVICE

Service branchService status

★ MORTGAGE & PROPERTY

Property typeProperty useEstimated home value ($)Current mortgage balance ($)Current interest rate (%)Estimated credit scoreRefinance goal

★ UNSECURED DEBT

Total unsecured debt ($)Debt types (primary)

TCPA Consent to Contact: By checking this box and clicking "Get My Free Quote," I provide my express written consent for Patriot Home Refi, its affiliates, lending partners, and marketing partners to contact me at the telephone number(s) and email address I provided above, including my wireless number, using an automatic telephone dialing system (auto-dialer), artificial or prerecorded voice messages, ringless voicemail, SMS/MMS text messages, and email — for marketing purposes related to mortgage, refinance, and debt consolidation products, even if my number is listed on a federal, state, or company Do-Not-Call list. I understand that consent is not a condition of purchase and that message and data rates may apply. I may revoke consent at any time by replying STOP to any text message or by contacting us directly. I also acknowledge and agree to the Privacy Policy, Terms of Use, and E-Sign Disclosure.

No obligation. No impact to your credit score.